Does a small business owner have to provide health insurance to his employees?
I’m starting my own business and I want to buy my family’s health insurance through the business because they do some work for me. However, I do not want to offer it to my employees who are not in my immediate family. Are there any regulations against this. I just want to know before I proceed any further. Thanks.
p.s. I’m in Georgia, so any rules for that state would be most helpful, but help from anywhere would be great too.
February 7th, 2010 at 3:43 pm
I’m not sure of the health insurance stipulations in Georgia. However, in Virginia it is fine to get health insurance through the company for just the owner and family and not include the employees.
February 7th, 2010 at 8:15 pm
Unless the State of Georgia requires companies to have health insurance (as Massachusetts does), then the answer is no, you do not have to offer your employees coverage. But, if you buy insurance for your family through your business, other employees are bound to find out and give you a hard time over it. Check with the State to find out what you are required to provide.
February 7th, 2010 at 9:02 pm
i think you are cheap u have workers than not want to offer benifits cheap just for your family how rude
February 7th, 2010 at 10:09 pm
If you want to know the kind of insurances including health insurance you must do for your employees that is required by law in your state georgia the best person to ask are insurance brokers in the usa and/or georgia itself, they know what the regulations are for businesses and they can help you to get the best insurance companies to get coverages from and good prices for your insurance too, just search for ‘insurance brokers usa’ and/or ‘insurance brokers georgia’ with or without the quotes to get them on wwww.google.com or http://www.yahoo.com